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Mold advice for Palm Beach County homeowners

Straight answers to the questions we hear most from homeowners across West Palm Beach - what mold is, how fast it moves, what insurance covers and when to get help.

• Mold vs mildew: how to tell the difference

  They look similar and grow in the same places, but one is a wipe-down job and the other can mean contamination inside your walls.

• Does homeowners insurance cover mold in Florida?

  Sometimes - it depends on what caused it. How coverage usually works, what Florida policies exclude, and how to give a claim its best chance.

• How fast does mold spread after water damage?

  Faster than most homeowners expect - especially in South Florida humidity. The realistic timeline hour by hour, and what to do first.

• Black mold health risks: what the science actually says

  Separating genuine health concerns from internet scare stories - symptoms to take seriously and who is most at risk.